The Retail Risk Strategy group is part of the Retail Risk Management organization. It is responsible for the quantitative development and implementation of credit risk strategies across the customer lifecycle for all Retail Credit portfolios.
Looking for a candidate with at least 3 to 5 years of experience in developing credit risk strategies for credit cards in a leading financial institution in the US. The candidate should have hands-on experience in building strategies that align with the credit loss/profit thresholds set forth by the management, and must be proficient in handling multiple data sources and vast amount of data. The individual should have good presentation skills to communicate the learnings and recommendations to senior management.
This individual will focus on developing and optimizing analytically driven credit risk strategies for secured/unsecured credit card and Overdraft product portfolios. The main focus for the role will be towards setting up robust champion-challenger account management strategies (credit line increase, credit line decrease, account closure, reissue, payment floats, authorizations etc.) in addition to setting up on-going performance monitoring reports to track the performance of the portfolio across customer lifecycle, and be a part of the planning/forecasting routine.
REQUIRED EXPERIENCE AND SKILLS:
Position may be located in Decatur, AL; Birmingham, AL; or Houston, TX.