BBVA Compass

Assoc Risk Officer II or Risk Officer I

Job ID
2017-108407
AL-BIRMINGHAM-HOMEWOOD ADMIN CENTER
Category
CORPORATE RISK
US-AL-HOMEWOOD
FLSA Status
EXEMPT
Type
FULL TIME
EOE Statement
Equal Opportunity Employer - Minority/Female/Disability/Veterans.

Overview

At BBVA, we are working to make banking better for everyone. That is where you come in. We are looking for smart, team oriented people who want to be part of a first-class workforce that gives people the tools they need to meet their financial goals, all while delivering an outstanding client experience. Learn more below.

Responsibilities

General Summary

A risk strategy and analytics analyst role is to develop analytics to support new and existing risk strategies designed to enhance the performance of retail lending portfolios to include originations, account management, and portfolio performance.

 

Risk strategy analysts may also identify areas of potential risk within a portfolio through market, economic, and statistical analysis that may lead to strategy adjustment recommendations.

 

Duties and Responsibilities

  • Develop models related to credit origination/portfolio management efforts and oversee deployment and validation efforts
  • Excellent quantitative/analytical skills with the ability to derive patterns and insights, and perform risk/reward analysis
  • Conduct statistical analysis to evaluate risk using statistical software such as SPSS and SAS
  • Develop and maintain database resources used to track performance of marketing campaigns
  • Forecast and monitor portfolio losses and incorporate industry/market trends
  • Provide timely and accurate analysis of portfolio trends and potential risks to business partners in U.S. and Spain as required through established analytic processes as well as follow-up to Risk Committees, Board, and Spain specific requests to provide insight regarding credit quality
  • Work with business partners to provide analytics and recommendations for structure of new products, product changes, underwriting guidelines, and risk strategies
  • Present ideas via reports and presentations, outlining findings and making recommendations for improvements to reduce/control risk
  • Manage projects and participate on committees and work groups as assigned
  • Work independently

Qualifications

Job Requirements

  • Educational degrees in finance and/or quantitative and statistical analytics
  • Possess advanced data management skills which may include usage of SAS or other similar product
  • Knowledge and understanding of residential real estate product preferred
  • Experience in consumer bank credit risk management, financial analysis, and/or general banking preferred
  • Exposure to credit scoring, quantitative techniques, and database management
  • Demonstrated analytical and problem solving skills
  • Inquisitive and proactive mind set to identify issues and develop action plans to address emerging risks

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